€380

For each client, debtor, supplier, courts, institutions, and other entities, the system maintains automatic files where all records associated with them (inquiries, offers, applications, contracts, etc.) are recorded. The system can differentiate between different types of counterparties and preserves specific information for each of them. Additionally, the system manages contact information for each counterparty – phone, fax, email, address, and the ability to associate multiple offices and contact persons.

Register of cases (unattended loans) with the ability to record due dates and payments thereon.

The repayment plan should be initially generated based on the signed loan agreement. It includes several components - principal installment, interest, additional services (guarantee), penalty interest on unpaid installments. Each of these components can be covered with separate payments and can be covered chronologically in the following order - penalty interest, interest, principal. Depending on the loan product, the repayment plan may allow the customer to pay only the interest, while the principal becomes due for an additional period along with the interest due for that period. In case of a delay in any of the installments, the system automatically adds or changes the value of the penalty interest for that installment.

Recording of incoming payments and automatic distribution among components.

• Overdue Payments
• Collected Amounts by Components, Product Type, Employee
• Expected Receipts for a Period
• Client's Credit File
• Payment History Report
• History of Changes to Client's Loan

• Import of Counterparties (Debtors, Co-debtors, Buyers, Assignors) and Purchased Contracts (Contracts and Cases) using a developed template file, building functionality and real data import. 
• One-time import of payment documents from the moment of purchasing the assignments via a template file. 
• Processing specificities when distributing payments.

• Automated generation of the necessary reports and submission to the Central Credit Register through predefined email addresses. 
• Automated check of the loan applicant credit history.